2018-12-30 23:02:56 Source: not obsessed with finances Zhang Ping
Original title: From the current trend of the real estate market, how long can it return to the buyer's market?
Judging by the current situation in the real estate market, the state is still relatively determined to regulate and control real estate. Without downward pressure on the economy, it will completely weaken the policy of regulation and control over real estate, and instead adopt a strategy of "strategy for the city" based on different cities. The situation, the regulation of real estate. The real estate market is gradually entering the process of speculation.
Since the fourth quarter of 2018, the domestic real estate market has completely cooled down. The market for second-hand housing in the cities of the first and second level is “priceless and absent.” In the new housing market, there are also rare stocks to reduce the price of developers. Old owners defend their rights. The demand for investment in real estate is disappearing, and the buyer's market is not far away.
Currently, the real estate market is gradually returning to the buyer’s market process. There are two main reasons: first, because of the constant ferment in real estate market regulation, people expect housing prices to start rising. Not as optimistic as before, but people who expect prices to fall and start to fall start getting more. As a result, speculative investment demand for home buyers has declined significantly.
On the other hand, people's expectations for future income are not as good as they were. At the end of 2018, many production companies survived, Internet companies laid off people, developers signed contracts and fired, etc. The internal economy was under descending pressure. Many people did not expect optimistic income growth, as in the past. Therefore, the demand for speculative and investment purchases is rapidly declining.
However, in order for real estate to return to the buyer's market as soon as possible, the following key factors will affect it: first, when the real estate tax will be introduced in the future. Based on the current situation, the registration of information on real estate in the country was connected, and the property tax was for almost two or three years. As soon as property tax is strictly enforced, it will levy taxes on the property on the house, which will undoubtedly increase the value of the settlers. Immediately, a large number of homes will be thrown into the market, and real estate will soon return to the buyer's market.
Secondly, can the interest rate on mortgage loans remain at the current position. In the past, the demand for home buying was so high, mainly because the mortgage interest rate was too low, which undoubtedly encourages everyone to buy houses. Currently, many banks will increase the interest rate on mortgage loans by 20-30%, which will increase the cost of home buyers, which will not only suppress the demand for real estate speculation, but also force many "just needed" people who do not need to buy a house in the short term. think calmly. As a result, the demand for home buying is declining, and the supply of real estate is increasing, and it will move to the buyer's market.
Third, the creation of a long-term mechanism will divert the demand for commercial housing. Currently, all localities are actively working to create a long-term mechanism for the real estate market, continuing to develop the commercial housing market, as well as actively developing the rental market and the housing market. By that time, the demand for a large number of home purchases will be redirected to the market for affordable housing and rental housing, the pressure on the commercial housing market will be eased, and even a situation of oversupply will arise and the buyer market will appear.