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And that savings rose: By default, Chile rose to 4.5 million. In the third quarter

Although financial surveys show that savings are growing in Chile, the number of delinquent debtors cannot reverse the upward trend. In the third quarter of the year, in fact, there are already more than 4 and a half million people in this group.

A debt report for the third quarter of 2018 was published on Thursday, published by the University of San Sebastián, as well as with Equifax and Mapcity.

Figures that show the evolution of unpaid personal loans in Chile showed that both the total number of defaulters and the total amount of debt increased in the country until September of this year. Of course, the uptrend slowed down relative to the trend.

Overall, the study estimated that there were 4,509,598 debtors in Chile, which is 3% higher than in September 2017. As for the total cost of the delay, this percentage punished Chileans more: the average debt is 1,682,218 US dollars and increased by 9% compared to the same month of comparison in 2017.

As for gender, women outnumber men with 2,309,660 versus 2,299,938 people, respectively. And, like the trend over the years, retailing steals a female presence, while men focus on banking.

Defaulter sectors

Both banking and retail sales remain sectors that capture debts. This is due to the total number of defaulters, 40% fell in this group for retail and 29% on debts with banks. However, speaking of total debt, the bulk of the money (57%) comes from financial institutions, followed by retail (18%) and real estate debts (8%).

What happens to foreigners in Chile? This sector accounts for only 2.25% of the total number of defaulters in the territory. However, their pockets suffer more from debts, since their average amount is $ 2,103,211, while Chileans suffer from $ 1,679,499.

Regions and Communes

The cost of debt, as indicated in the study, also depends on the geographical area where northern Chile exceeds the national figure. The rankings are headed by the regions of Antofagasta ($ 2,293,437), Metropolitan ($ 1,910,992), Tarapaca ($ 1,897,686) and Atacama ($ 1,728,291). However, in the Greater Santiago, the municipalities of Vitacura ($ 5,907,391), Las Condes ($ 4,713,587) and Providencia ($ 4,555,321) make up the largest amount of debt.

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